Aadhaar Pay

Aadhaar Pay is a digital payment system developed by the National Payments Corporation of India (NPCI) that allows merchants to receive payments directly from customers' bank accounts using their Aadhaar number and biometric authentication. Nyobnk Aadhaar Pay API aims to provide a simple and secure way for customers to make payments without the need for cash or cards.

Integrate Nyobnk Aadhaar Pay API & provide this easy aadhaar-based payment system to your network now!

How does the Aadhaar Pay API work?

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  • Our Aadhaar Pay API works by enabling merchants to integrate the Aadhaar Pay payment system into their mobile applications or webpage.
  • The API allows merchants to initiate payment requests by entering the customer's Aadhaar number and biometric data.
  • The customer then receives a notification on their registered mobile number with a request for biometric authentication, which can be done through fingerprint.
  • Once the authentication is successful, the payment is processed, and the transaction is completed.

Services that Aadhaar Pay API provides

Convenient payment option

Aadhaar Pay API provides a fast and convenient payment option for customers without the need for cash or cards. It eliminates the need for carrying cash or remembering multiple PINs and passwords for different payment options.

Low transaction fees

Aadhaar Pay API charges a low transaction fee compared to other payment methods, making it an attractive option for small merchants who cannot afford high transaction fees.

Secure transactions

Aadhaar Pay API uses biometric authentication, which ensures that only the account holder can authorise the payment. It makes the transaction secure and minimises the risk of fraud and identity theft.

Easy integration

Aadhaar Pay API is easy to integrate into website or mobile applications, making it a cost-effective payment solution for merchants.

FAQs on Aadhaar Pay API

The maximum transaction limit for Aadhaar Pay API is currently set at Rs. 10,000 per transaction.
Yes, customers need to have a bank account linked to their Aadhaar number to use the Aadhaar Pay API.
Yes, biometric authentication is necessary for every transaction to ensure the security and authenticity of the payment.